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wallet: fix crash during migration due to invalid multisig descriptors

Placeholder Matias Furszyfer requested to merge github/fork/furszy/2024_wallet_migration_multisig_crash into master

Ensure legacy wallet migration skips the never standard bare multisig with +3 keys and consensus-invalid multisig scripts. Treating them as valid causes migration to crash because we are enforcing this rules within the descriptors parsing logic.

Testing Notes: This can be verified by cherry-picking and running the test commit on master. It will crash there but pass on this branch.

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